As a non-profit, our credit counseling services are free and our fees for other services are among the lowest in the industry. Debt consolidation does not make as strong of an impact upon your credit score as filing for bankruptcy. Office staff is superb and returns emails quickly. Those who have primarily credit card debts should look into debt consolidation first, because it has less impact on the credit report and does help the debt owner to learn the process of managing payments and working to get rid of debt. ACCC offers many advantages when trying to decide between debt consolidation vs chapter 13 bankruptcy and other methods of paying off debt. With most of your significant debt sources eliminated, you can start clean again by keeping up timely payments on your loans. Gentile to anyone who needs help. Bankruptcy follows a different process from debt settlement or debt consolidation. Everyone in his office provided superb customer service and they answered all our questions. Department of Justice that supervises bankruptcy cases and trustees. Gentile offered advice that has saved me thousands of dollars. A few months later my bankruptcy is closed and I can breath again!
Debt consolidation services work quietly behind the scenes to help debt owners get a handle on their debt. I highly recommend his outfit for bankruptcy and also Mr. For some it does. Our Harrisburg bankruptcy attorneys explain the pros and cons. As a non-profit, our credit counseling services are free and our fees for other services are among the lowest in the industry. Gentile offered advice that has saved me thousands of dollars. Debt consolidation has two objectives: But remember, while bankruptcy initially hurts your credit, it also gives you a base to start improving your credit. The Chapter 13 waiting period is much shorter and can be as little as two years between filings. Very friendly, very knowledgeable, and unlike some answer questions and emails super fast. Our counselors are available six days a week by phone, and in person. Those who have primarily credit card debts should look into debt consolidation first, because it has less impact on the credit report and does help the debt owner to learn the process of managing payments and working to get rid of debt. Gentile told me I would not owe him a dime being I had legal services through my work I never told him I had the services he figured it out himself. Chapter 13 and Chapter 7. I would recommend this firm to my friends and family. They are prompt when returning phone calls and emails. Free advice on debt consolidation vs chapter 13 bankruptcy. Bankruptcy, on the other hand, has the advantage of the clean slate. Filing for Bankruptcy vs. Smooth and easy Rich Rhodes When you first talk with our certified credit counselors, we'll perform a complete financial evaluation to assess your situation before discussing all the options available to you. He was not pleasant to speak with at all. Before making the decision between debt consolidation and bankruptcy, debt owners need to look carefully into the costs. Each must be filed in federal bankruptcy court. It is like having good friends who are also experts to help you and answer questions and concerns.
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